10 Things to Know about Original Medicare & Medicare Advantage Health Plans

1. People with Original Medicare are on a government health plan.
2. People on Medicare Advantage are on a private health plan.
3. Medicare Advantage Plans are required to provide the same services as Original Medicare. Most Medicare Advantage plans exceed the Medicare requirements and offer additional benefits.
4. Your current doctor and hospital accepts Original Medicare and many Medicare Advantage Plans.
5. People with Medicare Advantage policies have the same rights and protection as people with Original Medicare.
6. Original Medicare covers Part A services: hospital, inpatient care, skilled nursing facility and hospice
7. Original Medicare covers Part B services: doctor, medical services, labs and outpatient care
8. Original Medicare does not cover Part D services which are prescription drugs. You have to purchase a prescription drug plan.
9. Medicare Advantage Plans cover parts A, B & D services all in one plan. They call it Part C.
10. You can try Medicare Advantage and if you don’t like it return to Original Medicare.